When you're acquiring an existing property and speed is essential, THO Funding’s purchase-only loans are designed to help you close fast and stay liquid. Ideal for investors looking to secure a rental, second home, or flip-ready property, this loan covers up to 90% of the purchase price and up to 75% of the after-repair value (ARV) — even if you’re not renovating immediately. With interest-only payments, you maintain lower monthly costs and greater cash flow flexibility. Closings can happen in as little as two weeks, and with no prepayment penalties, you can refinance or sell at any time without added costs. THO Funding connects you with lenders who understand the pace of real estate investing — so you never miss a buying opportunity.