Successful fix and flip projects require speed, funding, and flexibility — and that’s exactly what THO Funding delivers. Whether you're an experienced investor or diving into your first project, our fix and flip loans are built to help you move fast, close quickly, and maximize profits. With rates starting at 8.25%, financing is available for up to 90% of the purchase price and 100% of rehab costs, making it possible to take on projects with minimal upfront capital. You can also borrow up to 75% of the after-repair value (ARV), giving you room to improve and resell with confidence. Closings can happen in as little as two weeks, and there are no prepayment penalties, so you're never locked in longer than needed. THO Funding matches you with the right lender — so you can focus on finding the next great deal.